3D Secure


3D Secure is an online service designed to make Internet transactions safer by authenticating a cardholder’s identity at the time of purchase. This service is known as Verified by Visa and MasterCard SecureCode. A transaction using Verified by Visa/SecureCode will redirect cardholders to the website of their card issuing bank to authorise the transaction. The cardholder then needs to enter a password/PIN number to authenticate the payment. Merchants that implement this service are not liable for fraudulent activity from authenticated customers.
Benefits
- Creates consumer trust and confidence
- Protects merchants from unauthorized transaction chargebacks
3D Secure is easy with SecurePay, as we have already done the implementation for you. Our DirectOne, SecureFrame and DirectPost solutions have already been pre-integrated with 3D Secure. So whether you want a hosted solution, or you still want your customers to enter credit card details on your site, we have a 3D Secure solution that meets your needs.
Banks supporting 3D Secure with SecurePay
- ANZ
- NAB
- St George
- Westpac

