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3D Secure

3D Secure is led by the credit card schemes and is designed to make online shopping transactions safer by authenticating a cardholder’s identity at the time of purchase, through the likes of Verified by Visa and MasterCard SecureCode.

A transaction using Verified by Visa or SecureCode will redirect cardholders to the website of their card-issuing bank. The cardholder may then be requested by their bank to enter a password to be authenticated. If a customer is not registered with 3D Secure they are still able to make a purchase from your website.

3D Secure is one method for online merchants to combat fraud. SecurePay also offers its FraudGuard product to help make online payments more secure.

More information on online security best practice is available from the Australian Payments Clearing Association (APCA).


  • Creates a level of consumer trust and confidence in online shopping.
  • Reduces disputes and fraudulent activity.

3D Secure is easy with SecurePay, as we have already done the implementation for you. Our DirectOne, SecureFrame and Direct Post solutions have already been pre-integrated with 3D Secure. So, whether you want a hosted solution, or you still want your customers to enter credit card details on your site, we have a 3D Secure solution that meets your needs.

Banks supporting 3D Secure with SecurePay

  • ANZ
  • NAB
  • St. George
  • Westpac.

Why do I need an online payments solution?

An online payments solution allows you to accept payments securely via your website, giving your customers peace of mind and minimising your business risk.

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Why is SecurePay your best choice?

Get online fast, with less hassle. SecurePay Online Payments has a simple online application process, with no visits to banks.

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